Privacy Policy

Last Updated: May 15, 2026

This Privacy Policy aims to explain how leyu Financial Technology (China) Co., Ltd. (and its affiliates, hereinafter referred to as "we") collect, use, store, disclose, and protect your personal information when you use the leyu platform and related services. We value your privacy and are committed to providing a secure, convenient, and intelligent financial service experience.

We are committed to strictly complying with relevant Chinese laws and regulations and providing you with a secure, convenient, and intelligent financial service experience through innovative financial technology solutions. Your use of this service signifies your understanding and agreement to the data collection and usage practices described in this policy.

Terms of Service and Definitions

Important Notes

Some terms in this policy have specific meanings, which are defined in the following contexts. These terms, whether in singular or plural form, maintain consistent meaning to ensure the clarity and accuracy of the policy.

Key Definitions

In this Privacy Policy, the following terms have the meanings as follows:

• Account: Refers to the unique account you create to access our Services or parts of our Services.
• Affiliate: Means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity, or other securities entitled to vote for election of directors or other managing authority.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement): Refers to leyu Financial Technology (China) Co., Ltd.
• Cookies: Small files that are placed on your computer, mobile device, or any other device by a website, containing the history of your browsing on that website among its many uses.
• "Jurisdiction" in this Agreement refers to: Mainland China
• Device: Any device that can access the Service such as a computer, a mobile phone, or a digital tablet.
• Personal Data: Any information relating to an identified or identifiable individual.
• This Service refers to the leyu official website platform.

• Service Providers means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

• Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website: Refers to leyu (China) Official Website, accessible from https://leyu.com.
• You: Means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

How We Handle Your Personal Data

Types of Data Collected

Personal Identification Information

When using this Service, we may ask you to provide certain personal identification information that can be used to contact or identify you. Personal identification information may include, but is not limited to:

• Email address
• First and Last Name
• Phone number
• Usage Data

Usage Data

Usage Data is automatically collected when using this Service to help us understand user behavior patterns.

Usage Data may include your device's Internet protocol address (e.g., IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

When you access our Service or access the Service via a mobile device, we may also collect information sent by your browser, including but not limited to your device's operating system and device model.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on our Service and store certain information. The tracking technologies used include beacons, tags, and scripts to collect and track information, and to improve and analyze our Service. The technologies we use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.
• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "persistent" or "session" Cookies. Persistent Cookies remain on your personal computer or mobile device when you go offline, while session Cookies are deleted as soon as you close your web browser.

We use both session and persistent Cookies for the following purposes:

• Essential/Core Cookies

  Type: Session Cookies

  Managed by: Us

  Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

• Cookie Policy/Notice Acceptance Cookies Type: Persistent Cookies Managed by Us Purpose: These Cookies are used to identify if users have accepted the use of cookies on the website.

• Functional Cookies

  Type: Persistent Cookies

  Managed by: Us

  Purpose: These Cookies allow us to remember choices you make when using this website, such as remembering your login details or language preference. The purpose of these Cookies is to provide you with a more personalized experience and to avoid you having to re-enter your preferences each time you use this website.

For more information about the Cookies we use and your choices regarding Cookies, please visit our Cookie Policy or the Cookie section of this Privacy Policy for detailed explanations.

Use of Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service, including to monitor the usage of our Service.
• Manage Your Account: To manage your registration as a user of the Service. The Personal Data you provide may give you access to various functionalities of the Service that are available to registered users.
• For the performance of a contract: The development, compliance, and undertaking of the purchase contract for the products, items, or services you have purchased or for any other contract with Us through the Service.

• To Contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

• To provide you with news, special offers, and general information about other goods, services, and events we offer that are similar to those that you have already purchased or inquired about unless you have opted not to receive such information.
• To handle and attend to your requests.

• For Business Transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

• Other purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and evaluating and improving our Service, products, services, marketing, and your experience.

We may share your personal information in the following circumstances:

• Share with Service Providers: We may share your personal information with Service Providers to monitor and analyze the use of our Service, and to contact you.
• For Business Transfers: We may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a part of our business to another company.
• Share with Affiliates: We may share your information with our Affiliates, in which case we will require those Affiliates to honor this Privacy Policy. Affiliates include our parent company and any other subsidiaries, joint venture partners, or other companies we control or that are under common control with us.
• Share with Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
• Share with Other Users: When you share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.

Personal Data Retention Period

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, unless this data is used to strengthen security or improve the performance of our Service, or we are legally obligated to retain this data for a longer period.

Explanation of Personal Data Transfer

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

By agreeing to this Privacy Policy and subsequently submitting such information, you consent to such transfers, and we commit to sharing information in a lawful and compliant manner.

The Company will take all reasonable and necessary measures to ensure that your data is processed securely and in accordance with this Privacy Policy, and will not transfer your personal data to any organization or country without adequate controls in place, including the security of your data and other personal information.

Deletion of Your Personal Data

You have the right to delete or request our assistance in deleting the personal data we have collected about you, to safeguard your data sovereignty.

Our Service may allow you to delete certain information about yourself from within the Service, and you have control over your data.

You can update, modify, or delete your information at any time by logging into your account (if you have one) and visiting the account settings section, which allows you to manage your personal information. You can also contact us to request access to, correction of, or deletion of any personal information you have provided to us.

Please note that we may be required to retain certain information to fulfill legal obligations when we are legally obligated or have a legitimate basis to do so.

Scope of Personal Data Disclosure

Business Transaction Information

If the Company is involved in a merger, acquisition, or sale of assets, your personal data may be transferred. We will notify you in advance before your personal data is transferred and becomes subject to a different privacy policy, ensuring your right to be informed.

Legal and Regulatory Requirements

In certain circumstances, if required by law or in response to valid requests from public authorities (e.g., courts or government agencies), the Company may be required to disclose your personal data to comply with legal processes.

Other Legal Obligations

The Company may believe in good faith that such actions are necessary to:

• To comply with legal obligations
• To protect and defend the Company's rights or property
• To prevent or investigate possible wrongdoing in connection with the Service
• To protect the personal safety of Service users or the public
• To protect against legal liability

Personal Data Security Safeguards

The security of your personal data is of utmost importance to us, but please understand that no method of transmission over the Internet or method of electronic storage can guarantee 100% absolute security. We have implemented industry-leading security measures, but we cannot completely exclude force majeure.

Protection of Minors' Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If we must rely on consent as the legal basis for processing your information, and your jurisdiction requires parental consent, we may require your parents' consent before collecting and using that information to protect minors.

Links to External Resources

Our Service may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit to understand their data handling practices.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Please exercise your own judgment.

Explanation of Privacy Policy Updates

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page, ensuring you are always aware of our latest policy.

We will inform you of any changes by email and/or by a prominent notice on our services before the change becomes effective, and we will update the "Last updated" date at the top of this Privacy Policy.

We recommend that you review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Information

If you have any questions about this Privacy Policy, please contact us:

• Access this page on our website: leyu (China) Official Website